Understanding how your life insurance premium is determined

Life insurance is a safeguard that can help individuals and loved ones in times of financial need.

But cost can be a critical factor when deciding which life insurance option to go with. We want to help you understand how your rate is determined so you can have all the information you need when weighing which coverage option is right for you.

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The Importance of Disability Insurance

Did you know? Less than half of Americans have enough savings to last three months in the event of an emergency.

But as an ACS member, you have access to robust group disability income insurance that can replenish lost wages if a covered injury or illness prevents you from earning a paycheck.

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ACS Professional Liability Program

Protecting The Elements of Your Career

You've worked too hard to leave your livelihood to chance. ACS offers business insurance options to protect chemists from professional, commercial, and educator liability claims so you can help keep your career safe from litigation.

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It's Time for Financial Protection

If you haven't considered the impact this product could have on your family, now may be the right time to start. The ACS Member Insurance Program offers a tool to help you assess which of our multiple life insurance policies would best fit your circumstances.

Take Life Insurance
Assessment

Find Your Cost

Calculate your life insurance rate to discover the product and benefit amount that's best for you and your family.

Get My Quote

Convenient Life Insurance With No Medical Exam Required

With the QuickDecision^SM automated underwriting process, applicants under 60 can easily apply for up to $500,000 in group term life insurance and find out if they’ve been approved in as little as one day. No lab work or other health tests required!

Learn More About Group Term Life

Get Help with Long-Term Care Planning

With Long-Term Care Resources' (LTCR) benefit program, you can prepare for the future by protecting your assets and getting help throughout the complex process of long-term care planning.

Download the Free
Benefit Guide

Financial Protection for Pet Care

Nationwide Pet Insurance allows your furry or feathered friends to receive excellent care without breaking the bank. With access to a 24-hour veterinarian helpline and coverage for accidents, illnesses (including cancer), and hereditary conditions, this plan can help you keep your beloved animals healthy.

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Long-Term Care Webinar

Wednesday, October 23 at 1 p.m. CT. During this session you'll learn about the basics of long-term care, the costs you may incur if you ever need it, and more.

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Welcome to the ACS Member Insurance Program!

Your valuable ACS membership offers many exciting benefits, including access to the ACS Member Insurance Program. In order to receive insurance benefits or apply for ACS Group Insurance coverage, you must be a current dues-paying member of the ACS. So be sure you stay active with your ACS membership–and your insurance portfolio!

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Group Term Life
10-Year Level Term Life
20-Year Level Term Life
Key Person
Accidental Death & Dismemberment

LIFE

Disability Income
Hospital Indemnity
Long-Term Care
Individual and Family Plans
Medicare Insurance Plans

HEALTH

Emergency Assistance Plus
Pet Insurance
Special Event

OTHER PLANS & SERVICES

Apply For Coverage Online!

It has never been easier to apply for coverage through the ACS Member Insurance Program. Current dues-paying members now have the option to conveniently apply online for select ACS product offerings. Click the button below to obtain the flexible coverage you can trust.

APPLY NOW