Disability Income Insurance Plan

Disability Income insurance helps provide financial stability in the event you suffer a disabling injury or illness that prevents you from working. It can serve as a primary income replacement plan or act as a supplement to your Social Security benefits, government benefits, employer benefits, and benefits from other group policies.*

Assess your needs with our Disability Needs Calculator.



The ACS Group Disability Income plan features:

  • Protects up to 60% of your monthly salary, up to $10,000 a month
  • Two benefit period options—up to two years or to age 70
  • Various waiting periods to choose from
  • Spouse/Domestic partner coverage available—even if member is not covered
  • Consumer Price Index Cost of Living feature

* Disability benefits under the ACS plan are reduced by any benefit amount received from these sources. However, a minimum payment of $100 will be made. Contact your advisor for tax ramifications.

See brochure to find out more about the features, costs, eligibility, renewability, limitations, and exclusions.


ACS Plan Administrator:
Pearl Insurance
1200 East Glen Avenue
Peoria Heights, IL 61616-5348

Phone: 800-752-0179
Hours: 8:00 a.m. – 5:00 p.m. (Central)

Email: Customer Service

Insurance Underwriter:
New York Life Insurance Company
51 Madison Avenue
New York, NY 10010

Click the button to obtain the affordable coverage you can trust.