Hospital Indemnity Insurance

If you or a family member is hospitalized, your out-of-pocket expenses could be significant and possibly disrupt your savings and retirement funds. ACS Group Hospital Indemnity Insurance coverage can help cover deductibles, co-pays, and other non-covered expenses, so you know you have added financial protection to help pay these extra bills.

Obtain the flexible coverage you can trust.



ACS Group Hospital Indemnity Income coverage pays up to $300 a day—for up to 365 days—any time you’re hospitalized*. This policy also features:

  • Payment directly to you to use in any way you wish
  • Benefits beginning on the first day of a covered hospitalization
  • Daily benefits for the first seven days of confinement in an intensive care or coronary care unit
  • Six daily benefit amount options
  • Guaranteed acceptance for you and your spouse/domestic partner and children

* Certain Coordination of Benefits restrictions apply. Please see the complete Certificate of Insurance for details, including limitations and exclusions.

See brochure to find out more about the features, costs, eligibility, renewability, limitations, and exclusions.


ACS Plan Administrator:
Pearl Insurance
1200 East Glen Avenue
Peoria Heights, IL 61616-5348

Phone: 800-752-0179
Hours: 7 a.m. – 7 p.m. (Central)

Email: Customer Service

Insurance Underwriter:
New York Life Insurance Company
51 Madison Avenue
New York, NY 10010

New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group policies it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability. New York Life’s state of domicile is New York, and NAIC ID # is 66915.

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