ACS Group 20-Year Level Term Life Insurance

A comprehensive insurance portfolio can help protect you and your family should an unforeseen tragedy affect your lives. A vital part of that plan is having high-quality life insurance coverage in place. ACS Group 20-Year Level Term Life Insurance helps provide this important coverage with rates and benefit levels that remain constant for the entire 20-year term.

How much coverage do I need?

Now Available: No-Exam Life Insurance

Has COVID-19 caused you to reexamine your need for life insurance? Now is the time to act. Members under age 50 can apply for up to $250,000 of group life insurance without a medical exam or lab visit.1

Over age 50? Your medical records and/or recent lab work may be accepted as a safer alternative to an in-person appointment. When New York Life contacts you regarding the medical requirements, let them know if you wish to discuss these alternate options.

Act now to ensure you don't miss out!

Start Your Application

1Please refer to the disclosures page for more details on the application process.

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Or, check your rate using our online rate calculator.

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ACS Group 20-Year Level Term Life Insurance plan features*:

  • Benefit options from $100,000 to $2,000,000
  • Spousal/Domestic partner and child coverage
  • Accelerated Death Benefit option
  • Volume Discounts
  • Lower Non-Smoker Rates

* Must be eligible. Subject to certain terms and limitations.

See brochure to find out more about the features, costs, eligibility, renewability, limitations, and exclusions.


ACS Plan Administrator:
Pearl Insurance
1200 East Glen Avenue
Peoria Heights, IL 61616-5348

Phone: 800-752-0179
Hours: 7 a.m. – 7 p.m. (Central)

Email: Customer Service

Insurance Underwriter:
New York Life Insurance Company
51 Madison Avenue
New York, NY 10010

New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group plans it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability. New York Life’s state of domicile is New York, and NAIC ID # is 66915.

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