Group Term Life Insurance Plan

The ACS Group Term Life Insurance Plan is guaranteed renewable and offers a cushion to help pay off existing debts and help your dependents continue to live comfortably should something happen to you. It provides simple, temporary, term coverage, and the premiums start out lower when you're young, increasing upon renewal as you age. The policy pays a benefit amount to your beneficiary if you die during the term of your policy.

QuickDecisionSM Group Term Life Insurance

It has never been easier to apply for coverage through the ACS Member Insurance Program. Coverages up to $250,000 (under age 65) are eligible for automated underwriting, which means you may qualify for no medical exams and a faster decision on your application than ever before!

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ACS Group Term Life Insurance offers coverage amounts of $25,000 to $2,000,000, plus features* such as:

  • Guaranteed renewability**
  • Spousal/Domestic partner and child coverage
  • Automatic $15,000 of Accidental Death & Dismemberment coverage for members
  • Inflation Guard option
  • Disability benefit
  • Accelerated Death Benefit option

* Must be eligible. Subject to certain terms and limitations.

** As long as you remain an ACS member, pay premiums when due, and the Group Policy remains in force.

See brochure to find out more about the features, costs, eligibility, renewability, limitations, and exclusions.

Written under Group Policy GMR, Policy No G29200-0/FACE.


ACS Plan Administrator:
Pearl Insurance
1200 East Glen Avenue
Peoria Heights, IL 61616-5348

Phone: 800-752-0179
Hours: 8:00 a.m. – 5:00 p.m. (Central)

Email: Customer Service

Insurance Underwriter:
New York Life Insurance Company
51 Madison Avenue
New York, NY 10010

New York Life is licensed / authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada.

New York Life's state of domicile is New York, and NAIC ID # is 66915.

Click the button to obtain the affordable coverage you can trust.