Exclusive New ACS Student Member Offer!
Enroll now for a year of complimentary coverage
Welcome to the American Chemical Society (ACS)!
Between class, coursework, and extracurricular activities, we know you have a lot on your mind—that's why we're happy to help you get a jump start on building your own insurance portfolio.
As a student who joined the ACS within the past year, resides in the United States, and is under age 60, you're now eligible for 12 months of $25,000 of group term life and $15,000 of accidental death and dismemberment coverage—at no cost to you!
To participate in this no-cost offer, either enroll online or complete and mail the enrollment form. Afterwards, the ACS Member Insurance Trust will cover your first year of premiums. Once the initial 12-month period is over, you can continue your coverage at exclusive ACS member rates—without going through medical tests or underwriting.
There's no obligation in accepting this offer—it's simply our way of welcoming you to the ACS! We're thrilled to have you as a member, and we hope you enjoy the peace of mind this complimentary coverage will bring.
No Cost to You for One Year
The ACS Term Life Trust Fund covers the cost. So you get a year of Basic Group Term Life Insurance ($25,000) and Accidental Death and Dismemberment coverage ($15,000) at no cost to you!
Your coverage follows you through job changes, as long as you continue paying your premiums after the first year.
Renewable for Life
Your coverage will never terminate and can be renewed for life—as long as the group plan remains in effect, you maintain your ACS membership, and you pay your premiums when due.
Overseen by Your Colleagues
The ACS Board of Trustees is comprised of ACS members who are committed to offering you competitive and robust insurance products.
Coverage is underwritten by New York Life Insurance Company, who is rated A++ for financial strength by A.M. Best Company as of 9/12/19.
Easy to Join
Forget complicated underwriting and confusing forms! Just enroll online or download and mail the enrollment form, and we’ll take care of the rest. Once we receive your enrollment request, your coverage will take effect at the beginning of the following quarter.
New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group plans it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability. New York Life’s state of domicile is New York, and NAIC ID # is 66915.
For more details on ACS Group Term Life Insurance and Accidental Death and Dismemberment Insurance, including features, costs, eligibility, renewability, limitations, and exclusions, see the product brochure.
This offer is not available to resident of Nevada.