Exclusive New ACS Student Member Offer!

Enroll now for a year of complimentary coverage

Welcome to the American Chemical Society (ACS)!

Between class, coursework, and extracurricular activities, we know you have a lot on your mind—that's why we're happy to help you get a jump start on building your own insurance portfolio.

As a student who joined the ACS within the past year, resides in the United States, and is under age 60, you're now eligible for 12 months of $25,000 of group term life and $15,000 of accidental death and dismemberment coverage—at no cost to you!

To participate in this no-cost offer, either enroll online or complete and mail the enrollment form. Afterwards, the ACS Member Insurance Trust will cover your first year of premiums. Once the initial 12-month period is over, you can continue your coverage at exclusive ACS member rates—without going through medical tests or underwriting.

There is no obligation in accepting this offer—it's simply our way of welcoming you to the ACS! We're thrilled to have you as a member, and we hope you enjoy the peace of mind this year of complimentary coverage will bring.

No Cost to You for One Year

The ACS Term Life Trust Fund provides this year of no-cost $25,000 basic group term life and $15,000 accidental death and dismemberment coverage.


Your coverage follows you through job changes, as long as you continue paying your premiums after the first year.

Renewable for Life

Your coverage will never terminate, and can be renewed for life—as long as the group policy remains in effect, you maintain your ACS membership, and pay your premiums when due.

Overseen by Your Colleagues

The ACS Board of Trustees is comprised of ACS members who are committed to offering you competitive and robust insurance products.

Reputable Program

Underwritten by New York Life Insurance Company, rated A++ as of 7/25/18 for financial strength by A.M. Best & Company.

Easy to Join

You don't need to go through complicated underwriting or complete confusing forms to participate in this offer. Just enroll online or download and mail the enrollment form, and we'll take care of the rest! Your coverage will take effect at the beginning of the quarter following the receipt of your request.

Underwritten by New York Life Insurance Company, 51 Madison Avenue New York, NY 10010, under the Group Policy Form GMR-G-29200/FACE. Brokered and administered by Pearl Insurance, 1200 E. Glen Ave., Peoria Heights, IL 61616.

A complete description of the ACS Group Term Life Insurance Plan is contained in the Certificate of Insurance. Benefits are provided under the Group Policy Form GMR-G-29200/FACE. The complete terms, limitations, exclusions and conditions will be set forth in the Group Policy issued by New York Life Insurance Company to the ACS Insurance Trust.

This offer is not available to residents of Nevada.